Everyone buys car insurance for the protection it offers, but we all hope that we never have to use it. However, in the event of an accident, filing a claim can be a huge help when it comes to finances. If you need to file a claim, follow the suggestions below to ease the process and to remove most the hassle from the process.
- Call your independent agent. Filing a claim directly with your independent agent is a great way to simplify the process. They handle the paperwork and coordination with the insurance company so you can focus on repairing your car. Your agent will ask about the details of the accident and then file the claim on your behalf. This ensures that everything is filed correctly and helps you get back to your normal routine as quickly as possible.
- Call your insurance company. If, for whatever reason, you can’t get in touch with your independent agent, you can always call your insurance company to file a claim…or even to check the status of a claim. Customer service can guide you through the process to ensure that things are done correctly and can also connect you to the right party for the issue you need help with. You can also inform the company that you’d like updates delivered through your independent agent as soon as he or she becomes available again.
- Prepare all relevant information in advance. Before filing a claim, gather all the relevant information you’ll need to pass on to your agent or insurer. This includes your policy number, the contact and insurance information for the other driver(s), an explanation of the accident, the police report and any pictures you took at the scene. The more details you can provide, the faster the claim is likely be handled.
- Make copies. If you have to hand over any paperwork or police reports for any reason, be sure to make copies first for your own personal records.
Write down any pertinent details that you may forget later on. You never know what small event can assist insurance companies in making a quick decision and doling out benefits accordingly.
We’re here to assist you with filing claims. Call Miller Insurance Agency at (409) 899-9531 for more information on Beaumont auto insurance.