Friday, November 27, 2020 If you buy car insurance, then you will likely have to choose a deductible on certain coverage. Deductibles are costs that the policyholder agrees to pay before their insurer pays remaining claim costs. Though this might seem like an extra cost burden to you, a deductible is actually a flexible perk that you can use to your advantage. READ MORE >>
Wednesday, February 26, 2020Sure, you already know how to drive. But advanced driving courses can still be useful. They can not only make you a better driver, but they can also help to save you money on your insurance. In some states, rate reductions for drives who take advanced education are legally mandated. READ MORE >>
Wednesday, November 20, 2019The legal minimum for car insurance, in most states, only covers liability. This ensures that, should you be found at fault in an accident, the other party is able to collect on their damages. Comprehensive and collision coverage will cover repairs. But it might leave you paying quite a bit out of pocket, if your car is totaled in an accident. READ MORE >>
Monday, October 14, 2019Drivers may have more control over the costs of their auto insurance than they think. If you are interested in saving on car insurance, it's time to be proactive. Here are some steps you can take today to save on your auto insurance. 1. Ask about discounts. Auto insurance companies offer a variety of discounts on their policies. READ MORE >>
Wednesday, February 6, 2019An accident occurs. You get a call from your auto insurance provider. They tell you the vehicle has significant damage. They total it. When this happens, you may wonder what your options are. Chances are good you do not have a lot of options. It may be time to buy a new car. READ MORE >>
Thursday, November 8, 2018It is a common myth. If you have a red car, you are more likely to have the police pull you over. As a result, that means you pay more in auto insurance. The good news is you can have a red car. It does not have any bearing on how much car insurance costs you. If you heard this myth, consider a few things that may have you believing it. READ MORE >>
Monday, August 13, 2018Accidents can happen at any time. If you are driving a friend’s car, or if you allow a friend to drive your car, it can be hard to know whose auto insurance pays for the loss. The simplest way to determine this is to remember one fact. In most circumstances, car insurance follows the car, not the driver. READ MORE >>
Wednesday, May 30, 2018Now that spring and summer are well underway, many areas will likely see an increase in severe storms. Among the threatening weather that might go with these storms are that loud, cold and heavy phenomenon—hail. Hail frequently falls in severe storms, and they can cause damage. READ MORE >>
Wednesday, February 14, 2018It’s still winter, but here in Beaumont we are nearing the beginning of spring and summer. This also means the beginning of hurricane season on June 1. Seasonal weather, as well as the more severe hurricanes can bring rain, flooding and wind. We certainly saw the effects of severe water damage last year when Hurricane Harvey paid us a visit. READ MORE >>
Friday, December 8, 2017Winter weather is upon us and with comes wet, snow-covered, and icy roads. When this occurs, many drivers believe they can handle the conditions. However, driving in poor conditions can cause frequent auto insurance claims. One way to avoid accidents is to focus on your tires. READ MORE >>
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